Possible proximity with the owners of other land plots
It is also worth thinking about infrastructure and security. You will need the rental of a stack, and the management company is here as it is. Will provide everything in the best possible way. And in the cottage village, go and look for yourself. Unknown. Or regarding safety. The perimeter protection is suggested only by elite cottage villages. Ordinary leave this business on the conscience of each individual owner. And here you are already spinning how they can. Someone starts dogs, someone bodyguards. In any case, the solution of this issue requires additional costs. In the Townhouse, perimeter protection is implied by default.
And the last argument – neighbors. In this, Townhaus significantly loses to a separate cottage. If you are lucky with the neighbors, seeing them daily is a pleasure. And if not? In Townhouse, it will be many times more difficult to avoid unpleasant meetings than in more spacious conditions.
If you summarize all of the above, choosing between the cottage and Townhaus, you should honestly answer your questions about expectations from the future home. Then the answer will become obvious by itself.